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  • English Posts / Entrepreneur / Muslimpreneur

    Never start anything, without doing this budget first | Entrepreneur

    Money can go so fast, you might not even realize you have used it all up. Therefore, budget!

    Picture by Stevepb

    I am dead serious!

    When you are going to startup, you will need a startup budget. There are many templates out there but the one I use is these budgettemplates, which I have modified myself. 

    This is a version I used for my first online store. The numbers are fictional but I tried to make them a little realistic. 

    This budget is not only for when you startup a company. This is also, for when you need to start a new project, even in your private life.

    • For example when remodeling your old house or when buying a new one. 
    This ways you will get a good overview of the money going out of the company or your pocket. It is very easy to use, you just have to plot in your numbers, and it will total it all for you.

    If you do add a new line, make sure to add it in the calculation otherwise, you will get a wrong total.

    Importance of budgeting

    It is very important to use a budget. If you don’t you, will probably go over budget and not have any idea of how you used all that money at once.

    It is also a guideline for you, to make sure that you have the money, before you start using them on other things.

    Never ever

    Never use money you don’t have. Unpredictable things happen all the time, like …
    • You didn’t sell enough
    • You had to buy something expensive
    • You bought too much on credit and don’t have money to pay
    • You might have a break-in
    • Or something else unpredictable 

    Bonus tip

    Maybe you have heard many entrepreneurs say that you should always multiply your budget with a number of times. Some say three, others five, some even ten.

    I think this is a very hard thing to specify since it depends on the type, size, etc. of your company and how cost effective you are.

    I think multiplying first year’s budget with five to seven and then later years with two to three gives a good overview.

    Again, it does depend on how many expenses are connected to your type of company.
    After doing a startup budget, you should do an operating budget for the first three years. It will give you a goal and an overview of the company. Read more about it why and how on X2Writers blog.

       Hafsa Farooq
       Freelance Copywriter
       Digital Marketer

    P.S. Want to get to know me personally? Follow me on Instagram @HafsaFarooqX2

    P.P.S. Here is the link to my budget templates. Get to it, now!

    No strings attached!

  • English Posts / Entrepreneur / Muslimpreneur

    7 Pros and cons for keeping your bedtime routine | Entrepreneur

    First of all, I apologize for not writing as much as I used to. I will try to be more constant from now on.

    Even if I am just writing mumbo jumbo.
    Kidding … of course.
    Do you really think I would waste your time?
    Do you?!

    Ok, I got that out of my system.
    Now to the serious part.

    I have earlier written about how to better your sleep quality. This is the one, I am blabbing about: 

    I concentrated the post on how to get the right sleep. Now I will tell you about the pros and cons about when you keep to your routine.

    This is not only for you but a reminder for myself too. Lately, I have started a messed up routine. – I do not plan to continue this way. 

    Let us start with the pros. 

    When to wake up and when to sleep.
    Picture by Geralt


    1. Your internal clock starts working right

    After two weeks’ time and you keeping to your sleeping routine, your body should be used to it. That will make you wake up at you own most likely, before you alarm clock goes off. 

    Which not only gives you an amazing feeling, but also it will not make you so cranky, since your sleep was not disturbed. 

    2. More time to do be effective

    You feel like you finally have time to get things done. When you feel like it, you will actually get more things done. 

    3. You get extra time 

    Finally, you will start to have extra time to do the things you want, whether it is to read, write, film, draw, reflect, spend more time with your loved ones or whatever you like to do. 

    4. Feeling more driven and motivated

    Yes, amazingly, you will start to feel like you are actually doing something positive and using your time wisely. 

    This will also make you believe more in yourself and before you know it, you will be looking back and thinking, ‘Huh? Have I really become so far, already?’ 

    5. More willing

    You will have more energy and you will suddenly be able to help others or finally do things, you have been putting off.


    6. You can’t break your routine

    If you break your sleeping routine, it is hard to get back at it again. You need to be consistent and sometimes you will have to be the mood killer, but it is for your best. 

    If it is necessary, you can only be one hour late for bed. That is it. It will happen that you break your routine. When it happens, you have to get back on it as soon as possible. 

    No late parties! Yes, it means no late parties or a night out. It might sound boring, but having fun, does not equal staying up all night. 

    7. Get up, even if you slept bad

    It will happen that you cannot fall asleep, especially in the beginning. 

    When you get up at the same time every morning you will start to be able to sleep at the same time, every night. 

    Remember: It takes about two weeks for at person to get used to a permanent routine. It takes patience and sacrifice.

    This is how you get most out of the day

    We all have the same 24 hours every day. What we do with them, is what counts. 
    Getting better sleep and be fresh every day, makes you work wonders.  

       Hafsa Farooq
       Freelance copywriter
       Digital Marketer

  • English Posts / Entrepreneur / Muslimpreneur

    Backstage part 2: Unhealthy entrepreneur life, reflection | Entrepreneur

    Reflection on unhealthy entrepreneur living.
    Picture by 5688709

    You might wonder, why I wrote those two scenarios.

    If you do not know what I mean, you should read my post:

    On both scenarios

    You might be single or with someone. It makes a difference.

    If you are lucky enough to be with someone who understands you and you are able to talk to, but you are still going down the wrong path, you need to take a step back and figure out, if you keep want to hurt yourself and your loved one.

    If you are single, you need someone in your life to tell you to take that step back; otherwise, you are going on hurting yourself.

    I will be that person, at this moment.
    For both of you.

    Breakdown, stress, heart attack and worse

    There are many examples that living can be stressful.

    Some people, need a job, but cannot get one.
    Some people, struggle all their life with money.
    Some people have deadly diseases.
    Some people, are under so much stress, that they breakdown.
    Some people get mental issues.
    Some people work so hard, that it becomes the end of them.

    We all react differently to different kind of pressure.
    And we all have different issues.

    That is why it is important to know yourself and your body.
    Know your limits.
    And don’t cross them.

    I do not remember the name, but he is a very successful Danish entrepreneur. My guess is he is in his forties.

    He has a pacemaker.
    I do not think that needs a comment. You know why one gets a pacemaker.

    Cherish life

    Life is a fragile thing and it is our job to make sure we make the best of it.

    Enjoy yourself.
    Enjoy the small wins.
    Enjoy your surroundings.
    Enjoy the things to come.

    Do not run so hard for a while, that you collapse right before reaching your goal.

    Lift your foot from the gas pedal and put on the cruise control.

    Taking care of your loved once, starts by taking care of yourself.

       Hafsa Farooq
       Freelance copywriter
       Digital Marketing Consultant

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